Country club communities in Palm Beach County
The purchase price is the part buyers research. The membership is the part that decides whether you can afford to live there.
Why the listing price tells you almost nothing
In a country club community, the house and the club are two separate financial decisions that happen to be sold together. You can find a three bedroom home listed at $400,000 inside a club where the mandatory membership costs more over ten years than the house did.
That is not a criticism of these communities. Many of them are the best value in the county for a buyer who will genuinely use the golf, the tennis, the dining and the fitness. It is a warning about how they are shopped. A buyer comparing two listings on price, without knowing whether either club requires membership and what that membership costs, is not comparing anything meaningful.
This page explains the mechanics so you can ask the right questions. For current dues, initiation and assessment figures at any specific club, ask me: those numbers change, and I would rather send you the current ones than publish a stale figure here.
What you actually pay every year
Budget for four separate line items, not one. Only the first is disclosed on the listing.
| Line item | Paid to | What it covers | On the listing? |
|---|---|---|---|
| HOA dues | The homeowners association | Gate, roads, landscaping, common area insurance, and in many communities cable and alarm monitoring | Usually yes |
| Club dues | The club | Golf, tennis, fitness, dining and social access at whatever tier you join | Rarely |
| Food and beverage minimum | The club | An annual amount you must spend in the dining rooms, billed whether or not you eat there | Almost never |
| Capital contribution or assessment | The club | Clubhouse renovations, course rebuilds and reserves, sometimes as a one time contribution at closing and sometimes as a recurring charge | Almost never |
Structure is typical across Palm Beach County clubs. The specific amounts vary by club and by membership tier, and change from year to year.
Two questions that decide everything
Every club in the county sits somewhere on two axes. Ask both questions before you tour, because the answers change what the home is worth to you.
Is membership mandatory or optional?
In a mandatory club, buying the house means joining. There is no version of ownership where you skip the dues. In an optional club, you can own the home and join later, or never. Mandatory communities tend to have healthier club finances and more predictable assessments. Optional communities give you a lower floor on annual cost, and a weaker club balance sheet behind it.
Is the membership equity or non equity?
An equity membership means you buy a share in the club and, when you sell and the club refills your spot, you get some or all of that back under whatever refund rules the club operates. A non equity membership is a fee you pay to use the facilities and do not get back. Equity clubs usually ask for more up front. That money is closer to a deposit than to a cost, but the refund terms and the waiting list are where the detail lives, and they are not always generous.
Neither model is better. What matters is that you know which one you are buying into, what the refund terms say in writing, and how long the resale queue currently is.
Country club communities by city
The established clubs buyers ask me about most. Membership structure and current cost differ at every one, so treat this as a starting list rather than a ranking.
Boca Raton
- Boca West
- St. Andrews Country Club
- Woodfield Country Club
- Broken Sound Club
- The Polo Club Boca Raton
- Boca Grove
- Bocaire Country Club
- Royal Palm Yacht and Country Club
Delray Beach
- Addison Reserve Country Club
- Mizner Country Club
- Delaire Country Club
- Gleneagles Country Club
- Hamlet Golf and Country Club
- Quail Ridge Country Club
Boynton Beach
- Hunters Run Country Club
- Indian Spring Country Club
- Cypress Creek Country Club
- Pine Tree Golf Club
Wellington and West Palm Beach
- Wycliffe Golf and Country Club
- Ibis Golf and Country Club
- Breakers West
- Mayacoo Lakes Country Club
- Palm Beach Polo and Country Club
Not an exhaustive list of clubs in Palm Beach County, and inclusion is not a recommendation. Ask me which of these currently fit your budget and how you actually want to spend your week.
Questions I get asked most
Do I have to join the club to buy a home there?
It depends entirely on the community. Some clubs make membership mandatory for every homeowner, so buying the house means joining and paying dues from day one. Others make it optional. This is the single most important question to answer before you make an offer, and the listing will usually not tell you.
What is the difference between an equity and a non equity membership?
An equity membership is a share in the club that is partly or fully refundable when you leave and the club resells your place, under that club specific refund rules. A non equity membership is a use fee you do not get back. Equity clubs typically ask for more money up front.
Are country club communities a good option for a 55+ buyer?
Often yes, and many buyers compare them directly against age restricted communities. The trade is that a country club community is usually all ages with a much larger amenity cost, while a 55+ community has a lower carrying cost and a resident base at the same stage of life. I walk buyers through both.
Can I rent before I buy?
In many communities yes, but club access for tenants is restricted and sometimes excluded, and most clubs have a minimum lease term and an approval process. If your plan is to rent for a season and try the club, confirm in writing what a tenant is actually allowed to use.
What happens to my membership when I sell?
That is governed by the club documents, not by your purchase contract. Equity clubs generally refund a defined percentage once your membership is reissued, which can take months or longer depending on the waiting list. Get the current resale queue length in writing before you buy, not when you list.
Which clubs are the best value right now?
Value here is a function of what you will actually use. A buyer who plays golf four times a week and one who wants a fitness centre and a dining room should not shortlist the same clubs. Tell me how you want to spend your week and I will tell you which clubs are priced well for that.
What clients say
Reviews left on Zillow by buyers and sellers I have worked with across Palm Beach County.
- meredithtsebetzis
Harvey is very experienced and professional in his trade. He knows the market and the business and he will negotiate in your best interest. If you are looking in and around the Boca area, he is your realtor.
user2065542
My wife & I have moved 7 times in the last 27 years due to transfers in my job. Obviously, we've dealt with many realtors both on the buying and selling side. I have to say that Harvey is by far the BEST realtor we have ever worked with. His extensive experience, pleasant personality, professionalism and deep knowledge of his trade were instrumental in closing our deal at a time when we most needed it! If you are buying or selling a home in Boca Raton, Delray Beach, Boynton Beach or surrounding area, do yourselves a favor and hire Harvey Dubov!!
Prodip and Denise Chaudhury
marcygever Harvey is a very experienced real estate professional and we highly recommend him if you need to sell your home. Harvey was very responsive to concerns and was in constant communication with us. He also helped us find vendors to correct some issues. Although we priced our property at a high number based on the current market, and we had to change the price based on the changing market, Harvey achieved getting us our asking price. He was great to work with, especially in a buyers market.
- user7897685 Harvey did an outstanding job selling and marketing our house. He helped us navigate a few obstacles to ensure the sale of our house in timely manner. We absolutely recommend him to prospective sellers.
stephen patz1 Harvey was excellent. He gave us good advice on listing our property. He was always available for questions and advice. He got full price for our home which surprised us. His professionalism was excellent throughout the process. He kept us wellinformed. All was easy and successful;
Lisajg48 Harvey is amazing. Although he is the realtor, he listened to what I expected from my home. To others it may have been just a house, but it was my home for 36 years. He understood, and treated it as if it was his own! Harvey went above and beyond to sell my house quickly, and still got my asking price. He kept me in the loop every step of the way! There is no better than Harvey Dubov.
- disneywlf Valentines Day is almost here. Hearts and flowers cannot convey the gratitude we feel to realtor extraordinaire, Harvey Dubov of Keller Williams.
Harvey simultaneously orchestrated the sale of our former home and the purchase of our dream house. There is no better advocate than Harvey Dubov to get you to the right place at the right price! Harvey is the South Florida Dynamo!
Paulette, Wolf, and their Pack
ANDREW8993 Harvey is a very experienced broker who works really hard to get you the best possible deal. I have had the pleasure of working with Harvey on deals and he is a pleasure to work with and really fights for you. If you are looking for a broker I highly recommend Harvey. You won't be disappointed.
gmc5588 Harvey expertly knows how to sell homes in the Valencias and other gated communities in Palm Beach County. He has the right touch with potential buyers and knows how to make the deal happen. He sold our home within about a month of listing. Every potential buyer was real. Harvey advised how we should prep the home for showings and it worked. He is clearly the most professional and talented broker working with the Valencia communities.
- sd2scz68fq Harvey helped us biy our new home in Valencia Lakes. He did his “magic” and got us a deal we couldn’t walk away from… saved us a bundle!! Then he listed our home in Delray Beach and found us a buyer and we closed the deal today He truly is a pro at real estate and quite knowledgeable. He was not only our broker and agent… he’s now our friend!! We would HIGHLY recommend Harvey for all your real estate needs??????
Verified reviews published on Zillow.
Ask me what a club really costs
Name the community and I will send you the current dues, the initiation or equity figure, the food minimum and any assessment on the books, along with what has actually sold there this year.
Last reviewed August 2026. Club structures and costs are set by each club and change without notice. Nothing on this page is a statement of any club current fees or membership terms. Verify all figures with the club and your attorney before relying on them.